Is Urgent Care Covered by Insurance?

Urgent care is generally covered by most insurance plans, but the specifics can vary depending on the insurance provider and the type of plan you have. Many insurance plans treat urgent care visits similarly to primary care visits, meaning they often cover a portion of the cost, such as co-pays or deductibles. However, it’s important to verify with your insurance company whether urgent care centers are considered in-network or out-of-network providers, as this can significantly affect the cost of your visit.

When urgent care centers are in-network, your insurance may cover most of the visit, with you only responsible for co-pays or a small portion of the cost. On the other hand, if the urgent care center is out-of-network, you may face higher out-of-pocket expenses, as the insurance provider may not cover the full cost. It’s advisable to check with your insurer before seeking care to understand your coverage and any potential costs.

At Physicians Now Urgent Care, Dr. Chinedum Olisemeka, DO, and his team work with many insurance providers to help ensure that patients have access to affordable urgent care. Whether you need immediate care for minor illnesses or injuries, Dr. Olisemeka makes sure you are informed about insurance coverage, helping you navigate the costs of care without unnecessary surprises.

Urgent care centers offer a wide range of medical services for insured patients, providing care for non-life-threatening conditions that require immediate attention. Common services include treatment for minor injuries like sprains, strains, cuts, and fractures, as well as illnesses such as the flu, colds, and respiratory infections. Insured patients can also receive services like wound care, X-rays, lab testing, and vaccinations. Some urgent care centers offer additional services such as physical exams, allergy shots, and minor diagnostic testing, making them a convenient and affordable option for urgent medical needs.

For insured patients, the coverage for these services depends on the specifics of their insurance plan. Many insurance providers cover urgent care visits in a similar manner to primary care visits, often with a co-pay or deductible. However, it’s important to verify whether the urgent care center is in-network with your insurance provider, as out-of-network care may result in higher out-of-pocket costs. Additionally, insured patients can typically access these services without an appointment, offering a quicker alternative to traditional doctors’ offices or emergency rooms.

At Physicians Now in Rockville, MD, Dr. Chinedum Olisemeka, DO, and his team offer comprehensive urgent care services for insured patients, ensuring they receive timely and affordable care for a variety of conditions. Whether you need immediate treatment for an injury or illness, you can rely on the professional care provided at Physicians Now.

Physicians Now Urgent Care in Rockville, MD, accepts a wide range of insurance plans to ensure that patients have access to convenient and affordable care. Some of the most commonly accepted insurance providers include:

• Americhoice
• Blue Cross Blue Shield
• Cigna
• Coventry
• Evercare
• GEHA
• Golden Rule
• Great West
• Kaiser (urgent care services only)
• Medicare Part B
• Optimum Choice
• Priority Partners
• TRICARE East
• UnitedHealthcare
• UMR
•USHealth

It’s important to check with your insurance provider to confirm coverage and in-network status before your visit. Dr. Chinedum Olisemeka, DO, and his team are committed to providing high-quality urgent care while working with various insurance plans to make healthcare accessible to everyone.

For uninsured patients, urgent care visits are typically among the most affordable places that they can receive health care, particularly when contrasted with a visit to the emergency room.

A visit to an urgent care facility is significantly more affordable than those who visit the emergency room, often having to pay $1,000 or more per visit. The exact cost of an urgent care visit depends on the services rendered and the complexity of the illness or injury, as well as other considerations such as tests or procedures that are recommended or ordered.

Patients will be informed of any tests or procedures that may be required in advance to make an informed decision about the payments. Self-pay options do exist for uninsured patients at Physicians Now Urgent Care at discounted and affordable rates to provide everyone access to the health care services they require. Whether patients are insured or not, they can have access to a wide range of services when they visit an urgent care facility.

Dr. Chinedum Olisemeka, DO, plays a key role in ensuring that patients at Physicians Now have a seamless experience when it comes to insurance coverage for urgent care services. He and his team work closely with various insurance providers to ensure that a wide range of plans are accepted, making urgent care more accessible and affordable for patients. By collaborating with insurers, Dr. Olisemeka helps streamline the process, ensuring that patients receive the care they need without unnecessary financial barriers.

In addition to accepting a variety of insurance plans, Dr. Olisemeka takes the time to educate patients about their coverage options and potential costs, offering transparency and guidance throughout the process. His focus on patient care extends beyond just treatment, as he actively helps patients navigate insurance questions, co-pays, and out-of-pocket expenses, ensuring they understand their benefits and avoid surprises. This commitment to both high-quality medical care and patient support makes Dr. Olisemeka a trusted provider for urgent care in Rockville, MD.

Contact us today for more information. Our urgent care is conveniently located at 15215 Shady Grove Rd., Suite 100, Rockville, MD 20850. We serve patients from Rockville MD, Travilah MD, Lone Oak MD, Colesville Park MD, Redland MD, Darnestown MD, Anscroft MD, and Wheaton-Glenmont MD.